Blog
Welcome to our blog! We typically post blog posts and quarterly newsletters to give our clients an idea of what's on our minds these days. Whether it's ideas from the investment services world or concepts from the financial industry, you can read about them here. Once in a while, we might throw in a movie review or something fun so keep checking in. Thanks for reading along!
What Does Getting My CFP® Mean to Me?
So, what exactly does getting my CFP® mean to me and WNA? Check out this video I made which explains why I decided to go for my CFP® certification and what it means for me and WNA.
Read MoreJohn's Thoughts on Taylor's CFP® Achievement
As many of you may know by now, Taylor has just achieved his "marks" and we have now increased our CFP® advisors by ONE! With a father’s pride, I can now say CONGRATULATIONS TAYLOR! I...
Read MoreSome Advice for the Grads
You didn't ask...but I'm offering advice anyway.I collected a lot of guidance from older clients and colleagues, maybe even your grandparents! Also, from personal experience. (translated......
Read MoreThree Easy Ways to Help Build Your Credit
We know that building credit seems daunting, but the good news is- it's not that hard. So let's take a look at a few different ways that could improve your credit history and increase your current score.
Read MoreWhat Just Happened?
When we look back at the recent drop in capital markets it is a unique one. I want you to find me one time in the past, where we dropped like this and did not recover to reach a new ALL-TIME high. (The room goes silent).....
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Series I Bonds
We are always looking for ways to improve your situation financially and in any other way we can. We have been telling people on our recent calls about this, but really wanted everyone to know now. Let's talk about the Treasury Series...
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John’s Bold Predictions Before 2021 Ends
I bet you’re all wondering… What does the rest of 2021 look like? Here’s a rundown: There will be an NFL and NHL season- One already started! The sun will rise in the east and set in the west. Unless you live in...
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Thoughts from 36,000 feet
A few weeks ago I was flying cross-country. With taxi time, flight time, more taxi time, you've got about 7 hours to kill. With this in mind, I started saving all the Outlook and Projections articles for 2019, that I had received from...
Read More2019 Changes for Retirement Account Funding Limits
There's some good news coming for getting that retirement strategy further along on it's glide path. The retirement funding limits are rising. This is the government acknowledging someday milk will be $10/gallon and so will gas, and it...
Read MoreTrying times.....
Back in January on my blog I quoted one of my favorite Warren Buffett quotes about stocks....but it was not important then as we just had 15 positive months in a row. So now it's time to revisit those words: " The stock market is the...
Read MoreCall Spoofing is on the rise!
Okay, let me start by saying I have NO PROOF it is on the rise, in general. But I guarantee it is on the rise with my inner circle of friends and family. What is it? and how do you stop or limit it? Spoofing is the masking of identity...
Read MoreThe Social Security Decision
I can not think of a single financial planning area riddled with more confusion and fear than the Social Security Claiming Strategy. John, should I take Social Security now at 62, or wait until 66 1/2, or 70? Financial planners often...
Read MoreI'm always glad to hear from you.....
Yes, I'm always glad to hear from you, your friends, co-workers, family and extended family. So let's not let this dialogue and humor interfere with that, always call when you need to. This is about a call I get almost weekly, either...
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The Sleep Number Adjustable Wealth Strategy?
The Sleep Number Adjustable Wealth Strategy? (Part I) Okay follow me me here gang. Financial planning takes on multiple variables. The biggest single obstacle I see clients and potential clients facing is confusion. Confusion about...
Read MoreOnly 13 States Tax Social Security Payments
Only 13 States Tax Social Security Payments So who are the lucky Americans?
Read MoreFinancial "Ballast" essential
When I served in the Navy on a guided missile cruiser, I learned about ballast. It's a simple concept. When heading into rough seas, you flood some compartments of the ship to add tonage, or to weigh down the ship for stability. It...
Read MoreMedicare IRMAA
Medicare-IRMAA: No not the Hurricane IRMA, (see the Extra “A”,) but rather Medicare Income Related Monthly Adjustment Amount. IRMAA is especially costly to those retiring after a big income year. It can make your initial...
Read MoreFlame Thrower Elon?
Tesla Founder Elon Musk announced the sale of Flamethrowers for $500. So if you cannot afford a Tesla or a SpaceX Rocket, you can still do business with Musk. PLEASE be careful lighting candles or cigars or your BBQ with it. Oh, they...
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